Wednesday, April 16, 2014
PLACERVILLE, CALIFORNIA
99 CENTS

PERS long-term care insurance

EDITOR:

My wife and I have had the PERS long-term care insurace for 15 years. We thought that being proactive in our late 40s would be a responsible thing to do. Our current premium is $290 a month. A letter from PERS came last week stating that our premium will increase by 85 percent in 2014 and 5 percent each year after that. This does not seem ethical. They will send different options with less coverage soon. This policy covers thousands of current and past employees. I contacted my senator, but was told that this was a collective bargaining issue. When we bought this policy we were told that the premium would be locked in. We are being penalized for being responsible.

KEN JARDINE
El Dorado Hills

Letters to the Editor

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Discussion | 5 comments

  • EvelynMarch 25, 2013 - 5:35 am

    Welcome to Obamacare -- the pillaging of an entire nation for the benefit of . . . ?

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  • EvelynMarch 25, 2013 - 7:25 am

    "Shameless NYT Defense Of Obamacare" - HERE - Obamacare is a healthcare rationing scheme. It enriches insurers, drug companies and large hospital chains. . . . They prioritize taxing more, rationing care, placing profits above human need, and forcing ordinary people to bear a greater burden than previously. . . . Obamacare rips off most Americans. Wellpoint, Inc. wrote it. It’s America’s largest managed healthcare company. It benefits from provisions it included. So do other healthcare giants.

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  • cookie65March 25, 2013 - 8:58 am

    You are not being penalized for being responsible. You are part of a system that for decades has made promises that cannot be kept. obamacare will accelerate the debt obligations the public sector is already facing. California's shortfall is upwards of $70 billion. For years they have passed on the red ink to the taxpayers but that well has run dry. Those who negotiated the contracts did so for their benefit and they have benefited greatly. If something sounds too good to be true it problably isn't. The really scary part? We have a tsunami of people on the doorstep of consuming the highest cost medical care and treatment that an nation has ever faced. And we have a severe shortage of taxpayers. Get ready to see what Margaret Thatcher meant when she said, 'The trouble with socialism is that eventually you run out of other people's money'.

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  • cookie65March 25, 2013 - 9:31 am

    http://www.sacbee.com/2013/02/28/5223864/the-state-worker-did-calpers-lie.html

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  • cookie65March 25, 2013 - 2:08 pm

    Maybe this will help you understand why government officials were so willing to make promises they knew couldn't be kept. http://blog.sfgate.com/matierandross/2013/03/25/alameda-county-administrator-tops-in-pay/

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