Wednesday, April 23, 2014
PLACERVILLE, CALIFORNIA
99 CENTS

Low-interest county loans available for home repairs

The County of El Dorado has funds available as low-interest rate loans for home repairs to income-qualified homeowners in the unincorporated areas of the county. Funding is provided through the State Community Development Block Grant (CDBG) Program and the County’s Housing Rehabilitation Revolving Loan Funds.

These Housing Rehabilitation loans must be used to correct health and safety issues and to meet code compliance standards. Program loan funds may be used to repair or replace roofs, foundations, plumbing, electrical, heating/air conditioning systems, termite damage and more. The home must be located in an unincorporated area of the County. To qualify, the household income must fall at or below 80 percent of the area median, based on household size. Current annual maximum household income limits are: one person, $42,650; two persons, $48,750; three persons, $54,850; four persons, $60,900; five persons, $65,800; six persons, $70,650; seven persons, $75,550; eight persons, $80,400.

This program is designed to provide financing for homeowners with positive equity in their home and who would not qualify for other types of financing due to limited income. Interest rates are as low as three percent for a 15-year loan of up to $40,000. In certain limited circumstances, interest-only or deferred payment terms may be available to eligible borrowers.

For more information about this program, visit the El Dorado County web site at www.edcgov.us/humanservices or call the El Dorado County Housing, Community and Economic Development Block Grant Programs at (530) 642-4863. Loans are available to eligible homeowners on a first-come, first-served basis until funds are exhausted.

The County of El Dorado is an Equal Housing Lender and does not discriminate on the basis of religion or religious affiliation, age, race, color, ancestry, national origin, sex, marital status, familial status (children), physical or mental disability, sexual orientation, or other arbitrary reason.

Health and Human Services Agency

LEAVE A COMMENT

Discussion | No comments

.

News

Herard over the back fence: Try fishing at Wakamatsu

By Bob Billingsley | From Page: B1

 
Downtown group coordinates painting, awnings

By Wendy Schultz | From Page: A1

 
More mountain lion sightings reported

By Dawn Hodson | From Page: A1, 8 Comments

Supervisor Nutting trial begins

By Cole Mayer | From Page: A1, 73 Comments | Gallery

 
Sanford murder case to jury

By Cole Mayer | From Page: A1 | Gallery

 
Gearing tax questions to correct office saves time

By Treasurer-Tax Collector | From Page: A3

.

Opinion

My turn: More than a buzzword

By Special to the Democrat | From Page: A4, 24 Comments

 
Building restored

By Mountain Democrat | From Page: A4

 
Outstanding dog

By Mountain Democrat | From Page: A4

.

Letters

Altshuler framing

By Letters to the Editor | From Page: A5, 9 Comments

 
National Day of Prayer

By Letters to the Editor | From Page: A5, 2 Comments

‘Parents, be afraid’ letter

By Letters to the Editor | From Page: A5, 20 Comments

 
Ukranian situation

By Letters to the Editor | From Page: A5, 4 Comments

Misquote

By Letters to the Editor | From Page: A5, 9 Comments

 
.

Sports

Outside with Charlie: Transitioning

By Charlie Ferris | From Page: A6

 
Pitching the ‘Root’ cause of Trojans’ victory

By Mike Bush | From Page: A6 | Gallery

Pedal power at the forefront next month

By Jerry Heinzer | From Page: A6 | Gallery

 
Sports Scene: April 22, 2014

By Democrat Staff | From Page: A7

Roundup: April 22, 2014

By Democrat Staff | From Page: A7

 
.

Prospecting

4-H’ers star at showcase

By Dawn Hodson | From Page: B1 | Gallery

 
At a glance: Look for fireballs

By Mimi Escabar | From Page: B2, 1 Comment

Authors to share their stories

By Pat Lakey | From Page: B2, 2 Comments

 
Church to host human trafficking conference

By Pollock Pines | From Page: B3

Grow For It! Flower of Easter

By Barbara Schuchart | From Page: B5

 
.

Essentials

Crime Log: April 1-3

By Cole Mayer | From Page: A2

 
Weather stats 4-22-14

By Michael Raffety | From Page: A2

Building permits 4/7-11/2014

By Michael Raffety | From Page: A2

 
.

Obituaries

Bobby Lloyd Bridges

By Contributor | From Page: A2

 
Harry Frank Harper

By Contributor | From Page: A2, 6 Comments

Marion “Wayne” Griswold

By Contributor | From Page: A2

 
.

Real Estate

.

Comics

Sudoku

By Contributor | From Page: A8

 
Rubes

By Contributor | From Page: A8

New York Times Crossword

By Contributor | From Page: A8

 
Flying McCoys

By Contributor | From Page: A8

Speed Bump

By Contributor | From Page: A8

 
Tundra

By Contributor | From Page: A8

Horoscope, Thursday, April 24, 2014

By Contributor | From Page: A8

 
Horoscope, Wednesday, April 23, 2014

By Contributor | From Page: A8

Working It Out

By Contributor | From Page: A8

 
TV Listings

By Contributor | From Page: A8

Shoe

By Contributor | From Page: A8