Monday, October 20, 2014

Book offers retirement info

From page D11 | April 30, 2012 |

Book review

Subscription Required

Thank you for reading the digital edition. In order to continue reading this story please choose one of the following options.

Current Subscribers
If you are a current subscriber and wish to obtain access to, please select the Subscriber Verification option below. If you already have a login, please select "Login" at the lower right corner of this box.

Subscriber Verification

Special Introductory Offer
For a short time we will be offering a discount to those who call us in order to obtain access to and start your print subscription. Our customer support team will be standing by Monday through Friday, 8am to 5pm to assist you.

Call and Save! (530) 344-5000

If you are not a current subscriber and wish not to take advantage of our special introductory offer, please select the $12 monthly option below to obtain access to and start your online subscription


If you’re thinking of retirement in the near or even in the far future you might want to check out “The Changing Landscape of Retirement” by Mark Singer.

While books on retirement are a dime a dozen, this slim volume sets out the reasons so many people fail to have the retirement lifestyle they want and it details the steps to defining and achieving your retirement goals-make the time to learn about financial planning; paint a picture of what you want retirement to look like and put a plan in place.

The fact that people are living longer and outliving their money is a real concern.

Planning for inflation, taking out the right amount of money, updating beneficiary forms, avoiding IRA rollover mistakes, transitioning into retirement and understanding the time frames are issues to be aware of, according to Singer.

The book also points out common investment mistakes and how to avoid them.

Singer is a Certified Financial Planner with 25 years experience in financial planning.

He created the “Retirement Roadmap” and the “Financial Organizer System.” He was host of “Your Financial Future” on Blogtalk Radio and the long-running television program, “Your Money Matters.”

He teaches as a Certified Financial Educator and founded the Greater Boston Corporate Wellness Forum.

Six crucial planning musts like how to reduce the impact of taxes and dealing with the emotions of retirement; how to navigate through the new realities of retirement; what to look for in a financial planner and flexible models for retirement planning can be found in “The Changing Landscape of Retirement.”

Retirement issues particular to women are addressed as well. Women’s lack of financial literacy despite their increasing control of wealth; being afraid to ask about financial planning or knowing who to ask; and defining and planning for their needs and covered.

To carry the book further, free interactive planning worksheets can be downloaded from on Singer’s Website at to help define your retirement vision, establish a cash flow for it and organize your finances. Singer’s blogs on the Website also provides a wealth of advice.

Check to look at the book and download a free chapter.





McClintock fired up over fire and water

By Chris Daley | From Page: A1 | Gallery

King Fire salvage operations continue

By Dawn Hodson | From Page: A1

Camino manhunt ongoing

By Cole Mayer | From Page: A1 | Gallery

Psychiatrist: Winkler has disorders

By Cole Mayer | From Page: A1 | Gallery

Motorcycle fatal on Omo Ranch Road

By Cole Mayer | From Page: A1

Planning Commission halts Town Center apartments

By Julie Samrick | From Page: A3

Officials warn of jury duty warrant scam

By News Release | From Page: A3



The balancing act: Figuring out the ballot

By Larry Weitzman | From Page: A4

Belltower: Oakland Aviation Museum

By Michael Raffety | From Page: A4

No to Prop. 45

By Mountain Democrat | From Page: A4



Measure K goes too far

By Letters to the Editor | From Page: A5

Vote Penn for smart economic development

By Letters to the Editor | From Page: A5

Disappearing signs

By Letters to the Editor | From Page: A5

A bully

By Letters to the Editor | From Page: A5

A double-edged opportunity for Cameron Park

By Letters to the Editor | From Page: A5

Kirk Smith for City Council

By Letters to the Editor | From Page: A5

Measure K

By Letters to the Editor | From Page: A5



Schedule: Oct. 20-25, 2014

By Democrat Staff | From Page: A6

Roundup: Oct 17, 2014

By Democrat Staff | From Page: A6

Union Mine jumps back in the saddle

By Scott Warden | From Page: A6

Cougar boys keep it rolling

By Mark Devaughn | From Page: A6 | Gallery

Golden Sierra runs out of time

By Cody Holliday | From Page: A6

Volleyball: El Dorado sweeps Griz

By Jerry Heinzer | From Page: A6

Oak Ridge drops third straight; playoffs in peril

By Jerry Heinzer | From Page: A7

Bruins’ 4th quarter lead slips way

By Mike Bush | From Page: A7



Dedication unites two kindred spirits

By Pat Lakey | From Page: B1 | Gallery

As we were: All shook up

By Ken Deibert | From Page: B2

New CD celebrates a life in Placerville

By Mike Roberts | From Page: B2 | Gallery

Juvenile Service Council is holding a golf tourney

By Juvenile Service Council | From Page: B2

Food bank to hold hunger walk

By Food Bank Of El Dorado County | From Page: B3

High school district delivers 21st century classrooms

By El Dorado Union High School District | From Page: B3

Old Sac continues Day of the Dead celebration

By Old Sacramento | From Page: B4

Fantasy glides on the ice

By Disney On Ice | From Page: B10 | Gallery



Building permits 10/6-10/2014

By Michael Raffety | From Page: A2

Crime Log: Oct. 7-11

By Cole Mayer | From Page: A2


By Cole Mayer | From Page: A2




Real Estate