Wednesday, July 30, 2014

Atwood Insurance continues local tradition

Atwood Insurance

ATWOOD INSURANCE has been serving El Dorado County since 1919. Courtesy photo

From page HGS5 | April 30, 2014 |

The year was 1919 and the Atwood family went into the insurance business,  opening their doors in El Dorado County. They called it Atwood Insurance and the farmers, homesteaders and early residents of Placerville came to know them as friends and trusted their insurance needs to them. Today, the children and the grandchildren of those clients continue to depend on the company that has protected their families for nearly a century.

And who would have believed that the need for insurance has grown from a simple life insurance policy or perhaps a little coverage for the old homestead, to eventually include coverage on things like your teeth or auto insurance for that teen driver.

If you don’t work for a company that provides full health benefits, you know how expensive getting you and your family covered is. As for the new Obama care…speaking from a personal experience, it hasn’t brought my health costs down at all. In fact, basic health care coverage has increased. The agents at Atwood are fully aware of the problems this new government policy is doing and have managed to continue to provide their clients with health coverage that is suited to them.

You could try to get on-line and see what Covered California has to offer, but again, speaking from personal experience, I was just handed off to a broker who had been given a list of possible individuals who were seeking coverage. A better idea is to call the Atwood Insurance office right here in Placerville or their Georgetown office and have them help you find a health care plan that fits your budget.

They have a relationship with over 350 insurance companies and are able to shop price and policy, providing you the best rate and service available. Why would we want to trust our needs to someone who is sitting in boiler room making cold calls?

Updating or obtaining insurance is as easy as a click of your mouse with Atwood. Their user-friendly Website supplies the answers to all of your questions as well as easy-to-download forms or claims.

And I know it sounds obvious to those of us of a certain age, but if you are a renter, you should have insurance for your personal possessions. If a home or apartment you are renting should happen to get broken into, it’s not the homeowner’s responsibility to replace the things that were stolen. A good way to make a record of what you own is to make a digital catalog. It’s as easy as picking up that cell phone and recording the items in your home. Homeowners should be doing the same thing with the contents in their homes. Unless you have receipts, how are you going to provide proof that the 72-inch flat screen you had in the media room ever existed?

At this year’s El Dorado County Home and Garden Show, stop by the Atwood Insurance booth and ask them what it’s going to take to meet your insurance needs in this ever-changing world. You can also contact them at 530-626-2533 or their Georgetown office at 530-333-4362.





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